About Afterpay

Afterpay is a payment service that enables you to lock in your medical procedures now and pay over time. This flexible solution makes healthcare more accessible by spreading the cost of your medical services into manageable payments.

How Afterpay works at Bookimed

1. Receive a personalized offer. Once you choose a clinic and the desired medical procedure, you will receive a customized offer detailing the total cost.
   
   
2. Request an installment plan. Based on the offer, you can request an installment plan for amounts between $400 and $4,000 if you are a resident of the USA.
   
   
3. Handling costs over $4,000. If the offer exceeds $4,000, you will need to cover the difference at the clinic. For example, if your procedure costs $6,000, you will pay $2,000 to the clinic and can use Afterpay to finance the remaining $4,000.
   
   
4. Select the installment period. Afterpay offers two flexible payment options:

• Pay in 4: Split your purchase into 4 interest-free payments over 6 weeks. The first 25% payment is due at checkout, with the remaining 25% installments made every 2 weeks.
  ➤ Available for transactions from $1 to $2,000.
  ➤ Approval rate: 93%.

• Monthly payments:You can choose to pay over 6 or 12 months with interest. This option provides greater flexibility to manage your finances. The APR ranges from 6.98% to 35.99%.
  ➤ Available for transactions from $400 to $4,000.
  ➤ Approval rate: 80%.

Benefits of Using Afterpay

1. Immediate transformation. Don’t delay essential and life-changing medical treatments due to financial constraints. With Afterpay, you can start appreciating the positive changes in your health and well-being right away.
   
   
2. Focus on quality healthcare. Prioritize getting the best possible care without compromising on quality because of financial concerns.
   
   
3. Flexible payment. Enjoy the flexibility of paying over time with a plan that best suits your financial situation.
   
   
4. Automatic payment. Afterpay makes it easy to follow your payment plan by charging your card automatically on the agreed dates. You will receive reminders before each installment is due, so you only need to ensure your account contains sufficient funds. Afterpay handles the rest.
   
   
5. Interest-free options. The Pay in 4 plan divides your total cost into 4 equal, interest-free payments, helping you manage healthcare expenses without additional fees.
   
   
6. Instant approval. Afterpay provides an instant approval decision, so you can quickly secure funds for your medical procedures.

FAQ

Are there any eligibility requirements for using Afterpay?

Yes, you must be over 18, a resident of the U.S., and authorized to use a US-issued debit or credit card. Afterpay may conduct a soft credit check that will not impact your credit score.

Please note that the monthly payment plan is not available for patients residing in Nevada, West Virginia, Hawaii, and New Mexico.

Is Afterpay guaranteed to approve my request?

Afterpay does not approve 100% of orders. It uses several factors, including your consumer credit report, to determine eligibility. Afterpay also considers non-traditional factors, like how well you've repaid previous purchases using the Pay in 4 option. Your repayment history helps assess your overall creditworthiness.

Can I use Afterpay for any medical procedure?

Afterpay can be used for the medical procedures offered through participating clinics. Not all clinics may offer Afterpay as a payment option. Please check with your Bookimed medical coordinator, who will assist you in finding a clinic that supports Afterpay and guide you through the whole process.

How does the payment schedule work?

Patients must make their first payment at the time of booking the procedure. The remaining payments will be automatically deducted from their chosen payment method on the agreed dates.

You can log in to your Afterpay account to view your payment schedule and make additional payments before the due date if you prefer.

How is the APR interest calculated for monthly payments?

The APR (Annual Percentage Rate) for monthly payments is calculated based on several factors, including your consumer credit report and your repayment history with Afterpay. For patients with a strong credit profile, the APR can be as low as 6.99%.

What if I can’t pay an Afterpay installment?

If you are unable to make your payment when it is due, late fees may apply. Please check www.afterpay.com for complete terms.

What should I do if I have concerns about my Afterpay payment?

If you believe there is a fault or concern with your Afterpay payment, please contact Afterpay customer support at info@afterpay.com.

Where can I find more information about Afterpay?

For more details and terms, visit the Afterpay website at www.afterpay.com.